Call at our toll-free Number 18 (between 8:00 am to 8:00 pm, seven days of the week).To register a claim, please follow the below options: Your policy doesn't get activated until this period is not completed hence the period must be as short as possible.Īt Liberty General Insurance, we believe the time is precious and are committed to not only ensure that your claim is settled at the earliest but also to render support and be by your side in your hour of need. Waiting Periods:Always check health insurance policies and medical insurance schemes with lower waiting periods.
Check all the hospitals in your city and especially those that are in the vicinity of your home and your office. Make sure that the insurance provider has the widest network of doctors and hospitals available for treatment. See if the provider and the policies have good ratings by industry experts and also check customer reviews.Ĭheck for the network of hospitals it covers:his is a crucial aspect to check as your insurance would be useless if you are admitted to a hospital that doesn't recognise the policy. When you are looking to get a good health insurance plan in India, there are a few things that you need to take into account before zeroing in on a policy:Įvaluate your insurance provider:Check your insurance providers' financial strength and claim settling capability. While life insurance provides a financial buffer to your family if you lose your life, health insurance provides you and your family a cushion to ease the burden of cost in the event of a medical emergency. The general principle of insurance is to shield you from the uncertainties of life. With a comprehensive health insurance plan, you won't have to worry about financial difficulties and focus on getting the right treatment for your loved one, irrespective of the cost. Regular care includes the cost of prescription drugs, doctor consultation, physiotherapy, follow-up health checks, and regular diagnostic tests.Īll the above compounds the stress and difficulty of a severe illness or an unforeseen medical condition. It is not just the treatment or the expensive surgery but the regular care that the patient needs, in some cases for life, that adds to the cost. If an illness hits you or your family member early in your life, most of your earnings will go into financing the treatment, leaving you very little to save for your future. In such cases, the treatment itself can threaten your way of life by eating into your savings. Health care costs have been increasing over the years and can often amount to several lakhs if it involves complicated surgeries or long-drawn-out treatments for diseases such as cancer. Its partner network consists of about 5000+ hospitals and more than 4000+ auto service centres. The company has an employee strength of 1200+ over a network of 110 offices in 95 cities across 29 states. Liberty India General Insurance commenced operations in 2013 with the aim of providing comprehensive retail, commercial and industrial insurance solutions. is a joint venture between Liberty Citystate holdings PTE Ltd, a group company of US Headquartered Liberty Mutual Insurance Group, a leading multinational property and casualty group, Enam Securities, a privately owned and managed firm that makes long-term investments in listed companies, as well as backs entrepreneurs building valuable private companies and DP Jindal Group, an industrial conglomerate. Under Liberty Mutual's supervision, we intend to build a customer-centric business to address the distinct needs of individual and corporate customers. We draw our experience and competence from Liberty Mutual Insurance Group, which was founded in the year 1912 and now has over 900 offices over the world. We at Liberty General Insurance (LGI) ensure that you have the most hassle-free experience when it comes to dealing with a sensitive issue such as health insurance.